Services

THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD., VISAKHAPATNAM

The following services are provided by the Bank to the farming community through 98 Primary Agricultural Co-Operative Societies and general public in the district as detailed hereunder:

1. AGRICULTURAL LOANS

• Short Term Loans (Seasonal Agricultural Operations)
• Medium Term Loans
• Long Term Loans (Investment Credit Loans)

2. NON-AGRICULTURAL LOANS

• Loans to Employees Co-operative Credit Societies
• Cash Credit Loans to PACS (for Fertilizer Business)
• Cash Credit Loans to Weavers (through HWCS/SWCS)

3. GOLD ORNAMENTS PLEDGE LOANS

4. LOANS TO THE GOVERNMENT SPONSERED SCHEMES

Such as - Self Help Groups, SUPs, CMEY, Rural Artisan Credit Cards, etc.

5. LOCKER FACILITY

6. ISSUE OF DEMAND DRAFTS

Other Services:

Collection of Cheques:

The Bank undertakes the collection of local and outstation cheques at a nominal commission.

Standing Instructions:

The Bank undertakes all types of standing instructions issued by the customers on their accounts with the bank.

Safe Deposit Lockers:

Safe deposit lockers are available at all the branches of the bank of various sizes to suit the needs of different customers.

Demand Drafts:

We undertake issue of demand drafts and Banker Cheques through all branches.